Runway
Know how long it lasts
On iPhone and Mac, Runway shows how many days you could live on what you have if your income suddenly stopped and your spending stayed as usual.
How we count: your money ÷ your average spending per day.
Where’s the money? Now you know.
All your money in one app
monobank, cards, cash, exchanges and crypto wallets together, totalled in hryvnia. For you, as a couple or as a whole family. Log spending by voice, and your budgets show whether you’re on pace.
Free plan · in the browser, on iPhone and Mac
The same accounts and numbers in the browser, on iPhone and on Mac
- coffee 85 and taxi 240
- How much went on cafés this month?
Suricate
What’s new today?
- 1.monobank: +14 transactions, all categorised
- 2.“Groceries” budget 71 % used, on pace
- 3.Kyivstar, ₴250, is due tomorrow
- Read-onlyThe app can’t move money out of monobank
- Keys encryptedAES-256-GCM before they reach the database
- Made in UkraineUkrainian first, English second
Works with
Sound familiar?
The money is there, but the picture isn’t.
Money all over the place
Two cards, some cash, dollars on an exchange, and nowhere to see it all together.
“Where did it all go?”
The month is over and you can’t remember what half of it went on.
Arguments over a shared budget
Who spent how much, and from which card, gets settled from memory.
Money stops being a worry once you can see all of it.
Degroshi puts everything in one picture and tells you what matters every day: how much there is, where it goes and how long it lasts.
How it works
Three steps, and all your money is in front of you
No spreadsheets or tokens needed. Your first overview takes a few minutes.
Create an account
In the browser on a computer or any phone, Android included. The same account works on iPhone and Mac.
Connect your accounts
Confirm monobank in the bank’s app, connect an exchange with a read-only key, add a wallet by its address. Log cash yourself, by voice if you like.
See the whole picture
Balances, spending and budgets converted to hryvnia at the current rate. Suricate sums up what changed every day.
Create account
Free plan · no card needed
Suricate, your assistant
Say it, and it’s logged
By voice, text or a photo of a receipt. Suricate turns it into categorised transactions and first shows exactly what it will add.
Budgets · Runway · The watch
Calm instead of worry
Three things that tell you how it’s going every day: what’s left in the budget, and on iPhone and Mac how many days your money lasts and whether you looked today.
Budgets that keep pace
Set a limit for the month or a category and see whether you’re on pace well before the month ends.
- Category limitsGroceries, cafés, kids: how much is spent and how much is left.
- Warnings in advanceA notification when a budget melts faster than the month goes by.
- Shared budgetsAs a couple or a whole family, you see the same numbers.
- Everything in hryvniaEach account keeps its own currency, and we count the totals at the current rate.
The watch
Attention without pressure
On iPhone and Mac, the watch counts the days you looked at your money. It’s not a chain you’re afraid to break but a sign of attention to yourself.
How we count: every day you look at your money adds a day to the watch.
Analytics
Look back on your finances
A year-long spending heatmap, categories by month and everything that repeats, so you can plan ahead.
- A 52-week heatmapWhere the expensive days were, and why.
- Categories and merchantsTop five and “Other”, without colour noise.
- Recurring payments aheadWhat gets charged when, and how much it comes to.
- Create account
There’s a free plan
Use cases
For yourself and for your business
Personal money and your sole proprietorship live in one app but in separate spaces, each with its own accounts, rules and people.
DegroshiPersonal and family money
Degroshi BusinesssoonSole proprietors: income, taxes, the return
All about Degroshi Business
Degroshi · Just you
One space for every account, and on iPhone and Mac, the watch counting the days you paid attention to your money.
Learn more
Platforms
One app for the web, iPhone and Mac
The same accounts, budgets and Suricate on every device. Whatever you log is everywhere a moment later.
Web
In any browser, on a computer, Android or iPhone. Big tables and full-screen analytics.
iPhone
Log on the go, by voice or with a receipt photo. Works offline and syncs as soon as you’re back online.
Mac
A native macOS app with a sidebar, tables, menus and keyboard shortcuts. The same data as everywhere else.
Privacy and security
Your data is yours
No big words, just the facts on access, encryption and deletion.
- What the app can’t do
- Move money, trade on an exchange or withdraw funds. Access to banks and exchanges is read-only.
- Access to your accounts
- You connect monobank by confirming the request in the bank’s app, with no token to paste, and can revoke it at any time. Exchanges get a read-only key and wallets only a public address: the app never asks for private keys or seed phrases.
- How it’s protected
- Bank access identifiers and exchange keys are encrypted with AES-256-GCM before they reach the database. Passwords are stored only as hashes, all traffic goes over TLS, and the data stays in the EU, in Amsterdam.
- No selling, no ads
- We don’t sell your data, use it for advertising or train AI models on it. Our AI providers are barred from training on it by contract.
- Suricate and AI
- Suricate works only when you ask, and it offers every change for you to confirm. Card and account numbers, keys and the names of other members of the space never reach AI providers.
- Shared space
- A partner or family sees only the accounts you open to them, and the database itself enforces it. New accounts stay hidden until you open them.
- How to delete it all
- Disconnect any source with one tap, or delete your account in the app. The data goes at once, and backups are erased within 89 days.
Pricing
Start for free
The Free plan needs no card. Paid plans are available now if you live in Ukraine; card payments from other countries are coming soon.
Create a free account
All plans and limitsNo card needed
- Free
- $0 · to start
- Plus
- $4.99 a month · for one
- Family
- $9.99 a month · up to 5 people
- Business
- $14.99 a month · Plus and a ФОП space
FAQ
Frequently asked questions
How do I connect monobank?
Choose monobank in Settings and confirm the request in the bank’s app. There’s no token to paste, the access is read-only, and you can revoke it at any time.
What if I have an Android phone?
Open Degroshi in Chrome or any other browser. The web app does everything you need day to day and syncs with iPhone and Mac. There is no separate Android app yet.
Which exchanges and wallets are supported?
OKX, Binance, Bybit, Kraken, KuCoin, WhiteBIT and Coinbase connect through read-only API keys, crypto wallets by address or through WalletConnect. Everything is converted into your currency at the current rate. Degroshi only shows balances and history: it doesn’t trade, transfer or hold crypto.
Connected servicesDoes Suricate give financial advice?
No. Suricate helps you keep a budget: it records transactions and answers questions about your spending with numbers from your own records. It gives no financial or investment advice and never suggests what to buy or sell.
What does Suricate do with my data?
Suricate works only when you ask: it sends the AI model the transactions it needs for the answer and offers every change for you to confirm. Card and account numbers never reach AI providers, and no models are trained on your data.
How we use AIWhat if I use several currencies?
Each account keeps its own currency, and we convert the totals into your main currency at the current rate. Hryvnias and dollars are never added up as they are.
Can two people run a budget together?
Yes: create a shared space and invite a partner or your family. You decide which accounts they see, and new accounts stay hidden until you open them.
How do I delete my data?
Any source disconnects with one tap, and in Settings you can delete your account together with all its data. What we keep and for how long is described in the privacy policy.
Privacy policyWhat does “beta” mean?
The app is ready for everyday use, and we keep polishing details and adding features. Something not working? Write to support@degroshi.com.
How much does it cost?
There’s a free plan with no card, and paid plans start at $4.99 a month: Plus, Family for up to 5 people and Business for sole proprietors. If you live in Ukraine, you can buy one now on the Plan & billing page; card payments from other countries are coming soon.
All plansWhat if I’m a sole proprietor?
There is a separate business space for that: monobank business accounts, income at the NBU rate, taxes with due dates in a calendar and the return as a file. The beta starts soon. Read more on the Degroshi Business page.
About Degroshi Business
See where your money is
Create an account, connect monobank, and in a few minutes you’ll see the whole picture.
- An account in a minute
- monobank through the bank’s app
- All your money together, in hryvnia
Create a free account
Free plan · no card needed